Regular Checking

 Free Checking

 Smart Start

 Smart Teen

 Debit Card

 AlternaPAY

 Fee Schedule

 Check Balance Tips

The ABA Bank Routing Number for HRCU is:

2114 8966 9

FREE Checking at HRCU

"No Fee Accounts"

HRCU now offers a free checking account with:

  • No minimum balance required
  • No maximum transactions
  • First box of checks is FREE!!!!


To find out more, stop by a branch and ask to speak with an HRCU representative, or give us a call in Rochester at (603) 332-6840, in Dover at (603) 743-3999 or in Farmington at (603)755-5000.

Regular checking - For all members.


If you keep $100 in this account at all times there is no monthly charge. Drop below $100 at any time during the month and there is a $5 monthly charge. You can purchase your checks with many styles to choose from at a low cost of $11.83 and up. After your initial order, you can order checks online by clicking here. That's it! No limit on the amount of checks you can write, no charge for deposits. You have automatic overdraft protection from your savings account at a low $5 per use. It's easy and convenient and we pay interest on your balance too. Apply for our convenient AlternaCheck debit card for easy access to your funds.


Have any questions about balancing your checkbook?
Click here for a few tips on how to make it easier.


Reorder Your Checks Online.
After your initial order, you can order checks online.
Click here to get started.



Acccepted anywhere you see a VISA logo, our VISA Debit Card can be used to buy products, services or even get some fast cash from an ATM! Learn More


Find out how our special variable rate loan can work for you. Click here