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Credit Cards |
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For Customer Service with your VISA® Platinum card, please contact us at (603)332-6840, or contact Customer Service at (866) 873-9702.
Apply today for any of our VISA® Credit Cards and save money now! With a low rate, you can save hundreds of dollars each year. We have several card options:
- VISA Platinum (lower rates apply)
- VISA Platinum Rewards (rewards program applies)
- VISA Platinum Rewards for Students (rewards program applies)
- VISA Platinum Business
 HRCU VISA Platinum Rewards members can enjoy our UChoose Rewards® program. UChoose Rewards® is a rewards program where you earn points every time you use your HRCU VISA Platinum Rewards Credit Card. You will earn 1 point for every $1 you spend, and you may earn additional points when you shop at retailers participating in the program. Accrued rewards points are good for three years.
You shop, You earn the points, You choose when and where to spend them.
Check out www.uchooserewards.com for more information.
Click here for the UChoose Rewards® Information Brochure to learn more about the program.
PLEASE NOTE: Using your debit/credit card internationally
For security purposes HRCU debit and credit cards will no longer automatically work outside of the United States. This includes Canada and Mexico. If you are traveling outside of the United States, simply let us know and your card will be authorized to make transactions. Please let us know if you have any questions or concerns regarding this policy.
For tips on International Travel with your VISA card,
click here.
Rates Effective: 2/04/12
| SECURED & UNSECURED LOAN RATES |
|
| Type |
Rates* (as low as) |
| Personal Loan Unsecured |
9.74% |
| Share Secured Loan |
Current Share Rate + 3.00% |
| Share Certificate Secured Loan |
Current Share Certificate Rate + 3.00% |
| VISA Platinum Credit Card |
8.74% |
| VISA Platinum Rewards Credit Card |
9.74% |
| VISA Platinum Rewards for Students Credit Card |
12.90% |
*All rates are Annual Percentage Rates and are based upon credit bureau score • Other terms & rates available. For more information contact us at (877) 895-6840. • Rates and conditions are subject to change without notice. • Trucks must be non-commercial and less than 1 ton.
**Special terms and conditions apply.
APPLY ON-LINE NOW! - click here
| Higher Rate for Cash Advances: NO |
Higher Rate for Cash Advances: YES |
| Cash Advance Fee: NO |
Cash Advance Fee: YES
often up to $50.00 |
| ATM Fee: NO |
ATM Fee: YES
often up to $50.00 |
| Balance Transfer Fee: NO |
Balance Transfer Fee: YES
a percentage of the transfer |
| Convenience Check Fee: NO |
Convenience Check Fee: YES
a percentage of the transfer |
Confusing "Rewards" Programs: NO
Simple UChoose Rewards® |
Confusing "Rewards" Programs: YES
Airline Points with Blackout Dates and Limited Options |
| International Transaction Fees: NO |
International Transaction Fees: YES |
Pay your VISA® Card automatically!
Click here to make a payment on-line.
 VISA® has developed a new online security feature called Verified by VISA® that works with existing VISA® cards. With Verified by VISA®, consumers can rest assured that using their VISA® cards on the Web is just as safe as using it at a local merchant around the corner. Additionally, participating merchants receive added protection from fraudulent chargeback activity. To learn more about Verified by VISA® check www.visa.com/verified.
For Customer Service with your VISA® Platinum card, please contact us at (603)332-6840, or contact Customer Service at (866) 873-9702.
 Apply for a loan anytime, 24 hours a day.
Just call Phone-A-Loan toll free at
(888) 270-6959 and talk to a real live person.
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Saturday, Feb 04
9:34 AM
Club Accounts work just like a savings account, with no minimum balance.
FREE Business Checking
Unlimited transactions.
No minimum balance.
No maintenance fee.
FREE debit card, online banking, online bill- paying, and more!
We make it easy!
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Mortgages
Construction
