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Deposit Rates |
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Rates Effective: 2/04/12
| SHARE RATES |
|
| Type |
Minimum Deposit |
Rate |
APY* |
| Regular Shares |
$5 |
0.10% |
0.10% |
| Student Saver Account |
$5-$500
|
1.98%
|
2.00%
|
| $501+ |
0.10% |
0.10% |
| IRA Shares |
$500 |
0.60% |
0.60% |
| CHECKING ACCOUNTS |
|
| Type |
Minimum Deposit |
Rate |
APY* |
| Regular Share Draft |
$100 |
0.10% |
0.10% |
| Free Checking |
$0 |
0% |
0% |
| HSA Share Draft |
$0-$2,499 |
1.00% |
1.00% |
| $2,500-$9,999 |
1.49% |
1.50% |
| $10,000+ |
1.98% |
2.00% |
| Business Checking |
$0 |
0% |
0% |
| CLUB ACCOUNT RATES |
|
| Type |
Minimum Deposit |
Rate |
APY* |
| Vacation Club |
None |
0.10% |
0.10% |
| Christmas Club Account |
None |
0.10% |
0.10% |
| Home Heating Club |
$0-$1,000 |
1.98% |
2.00% |
| $1,001+ |
0.20% |
0.20% |
| MONEY MARKET RATES |
|
| Type |
Minimum Deposit |
Rate |
APY* |
| Money Market |
$2,500-$9,999 |
0.25% |
0.25% |
| $10,000-$24,999 |
0.40% |
0.40% |
| $25,000-$49,999 |
0.50% |
0.50% |
| $50,000-$99,999 |
0.60% |
0.60% |
| $100,000+ |
0.70% |
0.70% |
| BUSINESS MONEY MARKET RATES |
|
| Type |
Minimum Deposit |
Rate |
APY* |
| Business Money Market |
$25,000-$49,999 |
0.55% |
0.55% |
| $50,000-$99,999 |
0.65% |
0.65% |
| $100,000+ |
0.75% |
0.75% |
| CERTIFICATE OF DEPOSIT/CD RATES |
|
| Type |
Minimum Deposit |
Rate |
APY* |
| 6 Month Share Certificate** |
$500 |
0.40% |
0.40% |
| $10,000 |
0.40% |
0.40% |
SmartKidz: 1 Year Certificate
(Ages 12 & Under Only) |
$100 |
0.60% |
0.60% |
| 12 Month Share Certificate** |
$500 |
0.60% |
0.60% |
| $10,000 |
0.60% |
0.60% |
| 18 Month Share Certificate** |
$500 |
0.70% |
0.70% |
| $10,000 |
0.70% |
0.70% |
| 24 Month Share Certificate** |
$500 |
1.00% |
1.00% |
| $10,000 |
1.00% |
1.00% |
**SPECIAL**
30 Month Share Certificate** |
$1,000 |
1.44% |
1.45% |
| 36 Month Share Certificate** |
$500 |
1.39% |
1.40% |
| $10,000 |
1.39% |
1.40% |
| 48 Month Share Certificate** |
$500 |
1.79% |
1.80% |
| $10,000 |
1.79% |
1.80% |
| 60 Month Share Certificate** |
$500 |
2.08% |
2.10% |
| $10,000 |
2.08% |
2.10% |
*Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. All rates are variable and subject to change without notice. Penalty for early withdrawal applies to Certificates of Deposit.
Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. IRA deposits are fully insured up to $500,000; $250,000 by the NCUA and $250,000 by Excess Share Insurance.
**IRA Certificates also available.
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Saturday, Feb 04
9:28 AM
Club Accounts work just like a savings account, with no minimum balance.
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Savings & Shares
Banking Days
