Inactive Account Fee
(Account must be inactive for 6 months; members under 18 years exempt)
$5.00/mo
IRAs (opening/closing)
$25.00
Levies or Attachments Placed on Accounts
$25.00
Low Balance Fee for Draft Accounts
($100.00 min. balance)
$7.50
Low Balance Fee for Free Checking Accounts
(no min. balance)
no charge
Money Orders
$2.00
Official Check
*checks payable to account owner, IRS, real state taxes
$5.00
no charge
Online Banking - AlternaNet
no charge
Online Bill-Paying - AlternaPay
no charge
Overdraft Fee (per item)
$23.00
Reconciliation & Research (per hour)
$20.00
Returned Deposited Items
$20.00
Safe Deposit Forced Drilling
based on cost
Safe Deposit Key Replacement
$15.00
Safe Deposit Rental Fee
(varies by size)
$25 to $100
Share Transfer Fee
$5.00
Statement Copy
$2.00
Stop Payment
$20.00
Travelers Checks
1 signature per $100.00- first $500.00 free
$1.00
Travelers Checks
2 signature per $100.00- first $500.00 free
$1.50
Wire Transfer Outgoing - US
$20.00
Wire Transfer Outgoing - International
$30.00
Western Union
min $20.00
ATM, AlternaCheck & HSA Debit Card Fees
ATMs & PIN-Based Transactions* HRCU & Co-Op ATMs
All other ATMs
(*Surcharge may be imposed by other financial institutions)
Point of Sale (POS)
no charge
$1.50 ea.
no charge
Card Replacement Charge
Emergency Overnight Fee
$5.00
$30.00
Chargeback
$12.00-$30.00
Copy of Sales Draft
$5.00
Pass Through Fee from VISA - VISA charges a fee for transactions conducted outside the US. Please be aware that this fee will be passed on to the member.