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Auto & Recreational Loan Rates |
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Rates shown are exclusive to the members of our NH Credit union.
Click here to become a member today!
Rates Effective: 2/04/12
| AUTO LOAN RATES |
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| Type |
Term |
APR* |
Finance Up To |
Min Finance Amount |
Auto
2013-2011 |
24
Months |
3.24% |
125% MSRP |
$5,000 |
| 25-63 Months |
3.24% |
125% MSRP |
$5,000 |
| 64-75 Months |
4.49% |
125% MSRP |
$15,000 |
| 76-84 Months |
4.99% |
125% MSRP |
$20,000 |
Auto
2010-2009 |
24
Months |
3.49% |
125% MSRP |
$5,000 |
| 25-63 Months |
3.49% |
125% MSRP |
$5,000 |
| 64-75 Months |
4.74% |
125% MSRP |
$15,000 |
| 76-84 Months |
5.24% |
125% MSRP |
$20,000 |
Auto
2008-2007 |
24
Months |
3.99% |
125% MSRP |
$5,000 |
| 25-63 Months |
3.99% |
125% MSRP |
$5,000 |
| 64-75 Months |
4.99% |
125% MSRP |
$15,000 |
Auto
2006-2004 |
24
Months |
5.24% |
125% MSRP |
$5,000 |
| 25-63 Months |
5.24% |
125% MSRP |
$5,000 |
| An additional discount of up to 1.00% APR may be given to members if they qualify for the following discounts: Discount of 0.50% for 20% down, a discount of 0.25% for an HRCU VISA® credit card and a discount of 0.25% for being an HRCU Business Partner.
Example: a $5,000 auto loan with a rate of 3.74% APR for 24 months: Monthly payment is approximately $222.35. Total finance charge is approximately $199.28. Includes credit protection. |
| MOTORCYCLE LOAN RATES |
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| Type |
Term |
APR* |
Finance Up To |
Min Finance Amount |
| Motorcycles |
24 Months |
4.49% |
100% MSRP |
N/A |
| 36 Months |
4.49% |
100% MSRP |
N/A |
| 48 Months |
4.49% |
100% MSRP |
N/A |
| 60 Months |
4.49% |
100% MSRP |
N/A |
| 72 Months |
4.99% |
100% MSRP |
N/A |
| The Above Rates Do Not Reflect the following Discounts:
20% Down Payment (Cash, Rebate or Trade) = Rate Reduction of 0.50%
HRCU VISA Credit Card = Rate Reduction of 0.25%
Business Partner Discount = Rate Reduction of 0.25% |
| CLASSIC CAR RATES |
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| Type |
Term |
APR* |
Finance Up To |
Min Finance Amount |
| Classic Car Rates |
24 Months |
7.49% |
80% MSRP |
$5,000 |
| 36 Months |
7.74% |
80% MSRP |
$5,000 |
| 48 Months |
7.99% |
80% MSRP |
$5,000 |
| 60 Months |
7.99% |
80% MSRP |
$5,000 |
| 72 Months |
8.99% |
80% MSRP |
$5,000 |
| •Must be at least 15 yrs. Old, Max LTV=80%,
Will not finance “part cars”
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| SNOWMOBILES, JETSKIS & ATVs |
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| Type |
Term |
APR* |
Finance Up To |
Min Finance Amount |
Snowmobiles,
Jet Skis & ATVs |
24 Months |
7.25% |
100% MSRP |
$5,000 |
| 36 Months |
7.25% |
100% MSRP |
$5,000 |
| 48 Months |
7.25% |
100% MSRP |
$5,000 |
| 60 Months |
7.50% |
100% MSRP |
$5,000 |
| 72 Months |
7.75% |
100% MSRP |
$5,000 |
| MOTOR HOMES, TRAVEL TRAILERS, 5TH WHEEL |
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| Type |
Term |
APR* |
Finance Up To |
Min Finance Amount |
| RVs & Motorcrafts 2012-2010 |
24 Months |
5.99% |
100% MSRP |
$5,000 |
| 25-36 Months |
6.24% |
100% MSRP |
$5,000 |
| 37-48 Months |
6.49% |
100% MSRP |
$5,000 |
| 49-60 Months |
6.74% |
100% MSRP |
$5,000 |
| 61-72 Months |
6.99% |
100% MSRP |
$5,000 |
| 73-84 Months |
7.49% |
100% MSRP |
$5,000 |
| 85-120 Months |
7.74% |
100% MSRP |
$5,000 |
| RVs & Motorcrafts 2009-2008 |
24 Months |
6.24% |
100% MSRP |
$5,000 |
| 25-36 Months |
6.49% |
100% MSRP |
$5,000 |
| 37-48 Months |
6.74% |
100% MSRP |
$5,000 |
| 49-60 Months |
6.99% |
100% MSRP |
$5,000 |
| 61-72 Months |
7.24% |
100% MSRP |
$5,000 |
| 73-84 Months |
7.74% |
100% |
$5,000 |
| 85-120 Months |
7.99% |
100% MSRP |
$5,000 |
| RVs & Motorcrafts 2007-2006 |
24 Months |
6.74% |
100% MSRP |
$5,000 |
| 25-36 Months |
6.99% |
100% MSRP |
$5,000 |
| 37-48 Months |
7.24% |
100% MSRP |
$5,000 |
| 49-60 Months |
7.49% |
100% MSRP |
$5,000 |
| 61-72 Months |
7.74% |
100% MSRP |
$5,000 |
| 73-84 Months |
8.24% |
100% MSRP |
$5,000 |
| 85-120 Months |
8.49% |
100% MSRP |
$5,000 |
| RVs & Motorcrafts 2005-2001 |
24 Months |
7.24% |
100% MSRP |
$5,000 |
| 25-36 Months |
7.49% |
100% MSRP |
$5,000 |
| 37-48 Months |
7.74% |
100% MSRP |
$5,000 |
| ** Term not to exceed 48 months on models 6 years or older |
*All rates are Annual Percentage Rates (APR) and are based upon credit bureau score • Other terms & rates available. For more information contact us at (877) 895-6840. • Rates and conditions are subject to change without notice. • Trucks must be non-commercial and less than 1 ton. •Special terms, conditions and additional 0.25% discount for HRCU VISA credit card holders applies.
Click here to provide information and/or verify your car insurance.
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Personal Loan Rates
