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Effective Date: 5/09/08
Term |
Minimum Deposit |
Dividend Rate |
APY* |
| Regular Shares |
$5.00 |
.65% |
.65% |
| Student Saver Account |
$5-$500
$501+ |
4.89%
0.65% |
5.00%
0.65% |
| IRA: Share |
$500
|
2.23% |
2.25% |
| Club |
none |
.65% |
.65% |
| Money Market |
$2,500 - $4,999.99
$5,000 -$9,999.99
$10,000 - $19,999.99
$20,000 -$49,999.99
$50,000 - $99,999.99
$100,000+ |
1.00%
1.49%
1.74%
1.98%
2.23%
2.72% |
1.00%
1.50%
1.75%
2.00%
2.25%
2.75% |
| Business Money Market |
$25,000-$49,999
$50,000-$99,999
$100,000+ |
2.23%
2.47%
2.72% |
2.25%
2.50%
2.75% |
| Share Drafts |
$100
|
.10% |
.10% |
| Free Checking |
$0 |
0% |
0% |
| HSA Share Draft |
$0 - $2,499
$2,500 - $10,000
$10,000+ |
2.47%
2.96%
3.45% |
2.50%
3.00%
3.50% |
| Business Checking |
$0 |
0% |
0% |
| 6 Month Share Certificate** |
$500
$10,000 |
2.37%
2.62% |
2.40%
2.65%
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| SmartKidz: One-Year Ages 12 & Under Only |
$100
|
2.67% |
2.70% |
| 12 Month Share Certificate** |
$500
$10,000
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2.67%
2.91%
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2.70%
2.95%
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| SPECIAL 15 Month Share Certificate** |
$1,000 |
3.06% |
3.10% |
| 18 Month Bump-Up Special * No new CDs Available* |
$2,500 |
5.18% |
5.30% |
| 18 Month Share Certificate** |
$500
$10,000
|
2.67%
2.91%
|
2.70%
2.95%
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| 24 Month Share Certificate** |
$500
$10,000
|
2.72%
2.96% |
2.75%
3.00%
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| 36 Month Share Certificate** |
$500
$10,000
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2.81%
3.06% |
2.85%
3.10%
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| 48 Month Share Certificate** |
$500
$10,000 |
2.96%
3.20% |
3.00%
3.25% |
| 60 Month Share Certificate** |
$500
$10,000 |
3.11%
3.35% |
3.15%
3.40% |
- For variable-rate accounts, the rate may change after the account has been opened.
- Fees could reduce the earnings on the account if maintenance or activity fees are associated with the account.
- When minimum balance is required, the minimum balance must be maintained to earn the APY.
- Penalty will or may be imposed for early withdrawal. |
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Personal Loan Rates
