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Home Equity Loan Rates


Rates shown are exclusive to the members of our NH Credit union.
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Effective Date: 3/11/10


Type of Loan

Terms

Rates*
Home Equity Loan Fixed Rate
(not a line of credit)

Minimum: $5,000
5 yrs
10 yrs
15 yrs


5.74% APR*
6.24% APR*
6.99% APR*

Rates Above Reflect a
70% Loan To Value
Home Equity Loan Line of Credit;
adjusted monthly

Minimum: $20,000
25 year Amortization,
10 year Draw
3.25% APR*
Rate based on Prime***, then adjusted by credit score and loan to value
Rate above reflects a 70% loan to value
GO GREEN! Home Equity Loan
Fixed Rate
(not a line of credit)

Minimum: $5,000
(conditions apply for this loan)
5 yrs
10 yrs
15 yrs
5.49% APR*
5.99% APR*
6.74% APR*
Refinance Options Available Call 332-6840
for refinance options
*All rates are annual percentage rates and are based upon credit bureau score. All rates and conditions are subject to change without notice.
**Fixed Home Equity and Home Equity Line of Credit Loans greater than 70% loan to value have certain restrictions, please contact a loan officer for further details.
***Prime rate as published in the Wall Street Journal.


Example: A $20,000 loan at 7.00% APR. 180 monthly payments of $179.76. Total finance charge of $12,354.07 bringing the total payment to $32,354.07

The APR may increase after consummation of the loan.

Interest may be tax deductible. Consult your tax advisor.