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Effective Date: 5/09/08
Type of Loan |
Terms |
Rates**
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Single Wide
Mobile Home On Own Land
Must apply in person
3/3 yr. Adjustable |
20 Year Term
Payments Amortized over 30 Years
Single Family
Primary
Residence |
90% Loan-to-Value
9.75% then 3-Year Treasury + 2.00
9.50% Minimum
80% Loan-to-Value
9.25% then 3-Year Treasury + 2.00
9.00% Minimum
70% Loan-to-Value
8.75% then 3-Year Treasury + 2.00
8.50% Minimum
60% Loan-to-Value
7.75% then 3-Year Treasury + 2.00
7.50% Minimum
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Mobile Home In Park
Must apply in person
3/3 yr. Adjustable |
20 Year Term
Payments Amortized over 30 Years
Single Family
Primary
Residence |
90% Loan-to-Value
11.25% then 3-Year Treasury + 2.00
11.00% Minimum
80% Loan-to-Value
10.75% then 3-Year Treasury + 2.00
10.50% Minimum
70% Loan-to-Value
10.25% then 3-Year Treasury + 2.00
10.00% Minimum
60% Loan-to-Value
9.75% then 3-Year Treasury + 2.00
9.50% Minimum |
Example: 30 year fixed rate program with 2 points; the rate would be 5.875%. Based on a purchase price of $125,000 with 20% down payment, the amount financed would be $100,000 with 360 monthly payments of approximately $591.53 (principal and interest), a finance charge of $112,951.00, bringing the total payment to $212,951.00.
The APR may increase after consummation of the loan.
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Personal Loan Rates
