Personal Loan Rates

 Credit Card Rates

 Auto Loan Rates

 Recreational Rates

 Mortgage Rates

 Home Equity Rates

 Mobile Home Loan
Rates


 Deposit & Certificate
Dividend Rates


 Mortgage Calculator

 Loan Applications

Mortgage Loan Rates


Rates shown are exclusive to the members of our NH Credit union.
Click here to become a member today!

APPLY ON-LINE NOW! - click here
Effective Date: 3/11/10


Program

Term*

Rate %
(as low as)

Origination Points %

APR***
First Mortgage Single Family-
Fixed Rate - 95% Maximum on Purchases and 80% on Refinancing
(Not available for construction loans)
Fixed Rates subject to change daily & expire at the close of business daily
30 yrs (95% LTV) 5.375% 0 5.470
First Mortgage Single Family-
Fixed Rate - 95% Maximum on Purchases and 80% on Refinancing
(Not available for construction loans)
Fixed Rates subject to change daily & expire at the close of business daily
20 yrs (95% LTV) 5.125% 0 5.252
First Mortgage Single Family-
Fixed Rate - 95% Maximum on Purchases and 80% on Refinancing
(Not available for construction loans)
Fixed Rates subject to change daily & expire at the close of business daily
15 yrs (95% LTV) 4.625% 0 4.784
First Mortgage Single Family-
Fixed Rate - 95% Maximum on Purchases and 80% on Refinancing
(Not available for construction loans)
Fixed Rates subject to change daily & expire at the close of business daily
10 yrs (95% LTV) 4.625% 0 4.853
Adjustable Rate Mortgages
(Includes New Construction up to 80% LTV)****
Maximum Financing 80% LTV
3/3 yr.
4.750%
1
3.767
Adjustable Rate Mortgages
(Includes New Construction up to 80% LTV)****
Maximum Financing 80% LTV
5/5 yr. 4.875% 1 4.627
Land
Must apply in person
20 yr amortization
10 yr balloon 7.50% 1 7.775
Refinance Options are available for
both fixed rate mortgages and
adjustable rate mortgages
Call us at 332-6840 for
rates and terms
available for refinancing
All rates and conditions are subject to change without notice.
* Rates above are for loans between $100,000-$250,000, please call for additional rates
** Additional expenses may include appraisal, legal, recording, title, processing fees on a cost basis and any origination points that may apply.
***APR = Annual Percentage Rate. The APR may increase after consummation of the loan.
**** Construction loans: interest only for 9 months, then converts to mortgage.


Example: 30 year fixed rate program with 2 points; the rate would be 5.875%. Based on a purchase price of $125,000 with 20% down payment, the amount financed would be $100,000 with 360 monthly payments of approximately $591.53 (principal and interest), a finance charge of $112,951.00, bringing the total payment to $212,951.00.