Program |
Term* |
Rate %
|
Origination Points % |
APR*** |
First Mortgage Single Family-
Fixed Rate - 95% Maximum on Purchases and 80% on Refinancing
(Not available for construction loans)
Fixed Rates subject to change daily & expire at the close of business daily |
30 yrs (95% LTV) |
5.375% |
0 |
5.470 |
First Mortgage Single Family-
Fixed Rate - 95% Maximum on Purchases and 80% on Refinancing
(Not available for construction loans)
Fixed Rates subject to change daily & expire at the close of business daily |
20 yrs (95% LTV) |
5.125% |
0 |
5.252 |
First Mortgage Single Family-
Fixed Rate - 95% Maximum on Purchases and 80% on Refinancing
(Not available for construction loans)
Fixed Rates subject to change daily & expire at the close of business daily |
15 yrs (95% LTV) |
4.625% |
0 |
4.784 |
First Mortgage Single Family-
Fixed Rate - 95% Maximum on Purchases and 80% on Refinancing
(Not available for construction loans)
Fixed Rates subject to change daily & expire at the close of business daily |
10 yrs (95% LTV) |
4.625% |
0 |
4.853 |
Adjustable Rate Mortgages
(Includes New Construction up to 80% LTV)****
Maximum Financing 80% LTV |
3/3 yr.
|
4.750%
|
1
|
3.767 |
Adjustable Rate Mortgages
(Includes New Construction up to 80% LTV)****
Maximum Financing 80% LTV |
5/5 yr. |
4.875% |
1 |
4.627 |
Land
Must apply in person
20 yr amortization |
10 yr balloon |
7.50% |
1 |
7.775 |
Refinance Options are available for
both fixed rate mortgages and
adjustable rate mortgages |
|
|
|
Call us at 332-6840 for
rates and terms
available for refinancing |
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