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  • 4.99% APR* on all Balance Transfers for 12 months
  • No balance transfer fee
  • No requirement to pay back extra interest accrued over the 12 month promotional period

Balance Transfer Request Form

Don't Have a Card? Apply Now

Have any questions about our Visa® balance transfers?

Live chat with us, give Member Support a call at (603) 332-6840 or email info at hrcu dot org and let us help!

*APR = Annual Percentage Rate. Excludes all business VISA cards. Eligibility and non-promotional rates determined by credit qualifications. No minimum transfer balance required. Promotional interest rate period begins from date of transfer initiation for a period of 12 months. After that, the variable APR for the remaining balance of qualified transfers will be 10.99% to 15.00%, based on your creditworthiness. Variable APR based on the Prime Rate as of September 18, 2019, plus 5.49%. If you fail to make the required payments any time during the promotional period and your account becomes delinquent by 60 days or more, you shall be disqualified from the remainder of the promotional period and your APR will revert to the regular variable periodic rate at the date of delinquency. Balance transfers from existing HRCU loans are not eligible.