Visa Rewards

Special Rewards Promotion

Earn 5x the reward points on your everyday errands using your HRCU Visa® Platinum Rewards Card.

Special Offer

Earn 5X Points All Season Long

Your HRCU Visa Platinum Rewards Credit Card is making fall spending even more rewarding. From October 1 through December 31, earn 5X Visa Reward Points on every purchase*, helping you reach your next reward faster than ever.

Whether you're preparing for the holidays, tackling household projects, planning a weekend getaway, or simply making everyday purchases, every swipe can help you earn more.

  • Put Your Card to Work This Fall
  • Seasonal shopping and home essentials
  • Holiday gifts and online purchases
  • Weekend getaways and entertainment
  • Dining out with family and friends
  • Everyday purchases you already make

The more you spend, the faster your points add up. Make the most of the season and turn your fall and holiday spending into valuable rewards. Start earning 5X points today and make every purchase count.

*Purchases made between 10/1/26 and 12/31/26 will earn five (5) times the standard uChoose Rewards points per dollar spent. Maximum earned bonus points during promotional period is 25,000 uChoose Reward Points. Once the 25,000 bonus points maximum is reached all other purchases during that promotional period will earn uChoose Rewards at the standard non-promotional rate of one (1) point per dollar spent. To be eligible for promotion, cardholders must activate the promotion on their uChoose Rewards home page. Activation can occur by accessing HRCU’s online banking, navigating to Card Management, and accessing the Rewards function. Promo activation will then occur on the cardholders uChoose Rewards homepage. Applicable for Personal HRCU Visa Platinum Rewards Credit Card and HRCU Visa Platinum Business Credit Card. Includes online and instore purchases. HRCU reserves the right to adjust, and/or to shut down this promotion at any time

Special Rewards Promotion FAQs

Rewards LP

Before you start shopping, you'll need to activate the reward special within the uChoose platform. Activating is easy, and can be done in a few steps.

  1. Log into your online account.
  2. Click on the Card Management tool (this can be found at the bottom of the screen, or under the More menu).
  3. Click on your Visa Rewards Credit Card. If you don't see it, click on the Add or Switch tab to add or switch to your Visa Rewards card.
  4. Click on the Rewards tab and continue to the uChoose Rewards page.
  5. Scroll down to view the available promotions under Earning Benefits.

Click Activate to activate the promotion. The promotion will then be active for the remainder of the promotion period.

Upgrade your card fast and easy without any application or credit check. Contact the Member Support Center at 603-332-6840 or click the Live Chat button to start rewarding yourself.

No. You can upgrade your card to a Rewards card without an application or credit check. Simply call our Member Support or visit your local branch to get started. 

Yes. It is important that you activate the promotion within the uChoose Rewards portal first before making a purchase. 

What can I do with Visa Rewards?

Our rewards program gives you options to fit your lifestyle, spending habits, and financial goals. Whether you're looking to save on interest, earn rewards for everyday purchases, or unlock exclusive benefits, the HRCU Visa Rewards Card delivers more value every time you use it.

How it works:

  • Earn one (1) point for every $1 you spend
  • Take advantage of our our Seasonal Reward Points promotions for bonus points opportunities
  • Check your rewards balance and treat yourself!

What can I redeem points for?

  • Amazon purchases: Simply connect your card at checkout for a seamless experience and use your points for all or a portion of your purchase
  • HRCU loan rate discounts: You can use your points and lower your interest rate on HRCU auto, personal, and recreational loans
  • uChoose Rewards: Redeem your points for thousands of options including airline tickets, brand name electronics and appliances, gift cards to premium stores, and more


Access your Rewards account by visiting the Card Management tool in the HRCU Mobile App or Online Banking.

Visa Credit Card Rates

CardAPR* as low as...Monthly Payment/$1,000
Visa Platinum12.49%$25.00
Visa Platinum Rewards (Rewards Program Applies)*13.49%$25.00

*APR = Annual Percentage Rate. Rates are variable. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change. 

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