Special Rewards Promotion

*Earn 5X the uChoose Reward Points on Flights, Lodging, Rental Cars, Cruise Line’s and Travel Agencies during the period of 1/1/2026 – 3/31/2026, when using your HRCU Platinum Rewards Credit Card or HRCU Business Rewards Credit Card. To be eligible for promotion, cardholders must activate the promotion on their uChoose Rewards home page. Activation can occur by accessing hrcu’s online banking, navigating to Card Management, and accessing the Rewards function. Promo activation will then occur on the cardholders uChoose Rewards homepage. The maximum bonus reward during promotional period is 5,000 bonus uChoose Reward Points. Once maximum bonus reward earning has been reached, remaining qualifying purchases will earn the standard reward rate of 1 point per $1 spent. Purchases made through third parties or non-qualifying merchants may not qualify. To qualify for 5X the uChoose Reward Points, the promotion must be activated within uChoose Rewards, and the transaction date must be between 1/1/2026 and 3/31/2026. Purchases completed during promo period but before promo activation are not eligible for bonus reward points. For travel-related purchases, the transaction date from the merchant may not be the actual date of the purchase, but instead the date when the travel occurs. Qualifying merchants are determined by Merchant Category Code (MCC). Merchants and processors are assigned an MCC based on their standard products and services. HRCU is not responsible for assigning MCC codes to merchants and has no control over what MCC is assigned to a merchant. Transactions performed at merchants that are not assigned to the following MCC codes are not eligible for promotional points: 3000 - 3839, 4411, 4511, 4722, 7011, 7012, and 7033 and will instead earn the standard reward rate of 1 point per $1 spent. HRCU reserves the right to adjust or shut down this promotion at any time.