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Visa® Credit Cards
Get more, spend less with HRCU's Visa® Credit Card
Access to a dependable source of funds or reward yourself for your spending – it's your choice!
Visa® Platinum Credit Card
Enjoy the flexibility and convenience of our Visa® Platinum credit card, designed to work with your budget without paying for hefty interest fees.
Visa® Platinum Rewards Credit Card
Earn points with every purchase and redeem them for exciting rewards through the uChoose Rewards Program.
Visa Credit Card Rates
Effective Date: 11/10/2026
| Card | APR* as low as... | Monthly Payment/$1,000 |
|---|---|---|
| Visa Platinum | 12.49% | $25.00 |
| Visa Platinum Rewards (Rewards Program Applies)* | 13.49% | $25.00 |
*APR = Annual Percentage Rate. Rates are variable. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change.
Why get an HRCU Visa Credit Card?
There are many reasons!
Get more for your banking with HRCU.
Experience enhanced security features, spending controls, and insights for your HRCU debit and credit cards.
Take HRCU with you, with free access to your account at thousands of surcharge-free ATMs and credit union branches nationwide.
Make your Visa Reward Credit Card purchases go further with our seasonal reward point specials.
Make your next smart money move.
Sign in to save time and continue with a faster application.
Sign In & ContinueOpen your account in just a few steps and become part of your neighborhood credit union.
Get Started
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