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Credit Card Promotion

Visa 3X uChoose Reward Points special is here for the holidays!

From now until December 31, 2022, all applicable purchases earn not one, not two, but three times the standard uChoose Rewards points. Perfect for helping with holiday and other much needed shopping.  

Not an HRCU Visa® Platinum Rewards Credit Cardholder? Call Member Support at 603-332-6840 or click the Apply Now button to get started. 

Features
  • Online and in-store purchases apply. 
  • Must be an HRCU Visa® Platinum Rewards Credit Cardholder.
  • HRCU Membership eligibility required - Must live or work in New Hampshire or York Country, Maine.  

*Only purchases made between 10/1/2022 and 12/31/2022 will have three (3) times the standard uChoose Rewards points applied to them, all other purchases will have Rewards applied at standard nonpromotional rate. Applicable only for HRCU Visa® Platinum Rewards Credit Card. Includes online and in-store purchases.

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Card Options

Whether you're looking to have increased spending power or a dependable financial lifeline for surprise expenses, we have options for you to choose from:

  • Visa® Platinum

  • Visa® Platinum Rewards with UChoose Rewards®

  • Visa® Platinum for Students

Already applied for your card online? Click here to check the status now!

For questions, call Member Support at 603-332-6840 or enter the Live Chat below. 

What is uChoose Rewards? Click here for more information. 

HRCU Credit Card Benefits
  • Low rates
  • No annual fee
  • Low monthly payments
  • Security & fraud protection with Better Card Controls
  • Compatible with Apple Pay®, Samsung Pay® and Google Pay
Rates

Credit Cards

Credit Cards

TypeAnnual Percentage Rate (APR) As Low AsMonthly Payment/$1,000
VISA® Platinum12.49%$25.00Apply Now
VISA® Platinum Rewards
(Rewards Program Applies)*
13.49%$25.00Apply Now
VISA® Platinum for Students
(Student Rewards Program Applies)
15.00%$25.00Apply Now
VISA® Balance Transfer
(No Balance Transfer Fee)
4.99%$25.00Apply Now
VISA® Platinum Business
(No Balance Transfer Fee)
13.00%$25.00How To Apply

VISA Credit Card Agreement             VISA Application Disclosure              uChoose Rewards FAQ

 

*APR = Annual Percentage Rate. Excludes all business VISA cards. Eligibility and non-promotional rates determined by credit qualifications. No minimum transfer balance required. Promotional interest rate period begins from date of transfer initiation for a period of 12 months. After that, the variable APR for the remaining balance of qualified transfers will be 12.49% to 15.00%, based on your creditworthiness. Variable APR based on the Prime Rate as of November 2, 2022 plus 5.50%. If you fail to make the required payments any time during the promotional period and your account becomes delinquent by 60 days or more, you shall be disqualified from the remainder of the promotional period and your APR will revert to the regular variable periodic rate at the date of delinquency. Balance transfers from existing HRCU loans are not eligible.

 

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Balance Transfers

Benefits
  • 4.99% APR* on all Balance Transfers for 12 months
  • No balance transfer fee
  • No requirement to pay back extra interest accrued over the 12 month promotional period

If you currently have a Visa® credit card with HRCUclick here to complete the secure and easy balance transfer form. 

If you don't have a Visa® credit card with HRCU, click the Apply Now button to get started on signing up and getting the balance transfer process started. 

Have any questions? Start a Live Chat, give Member Support a call at (603)-332-6840, or click on the Live Chat box. We're here to help!

*APR = Annual Percentage Rate. Excludes all business VISA cards. Eligibility and non-promotional rates determined by credit qualifications. No minimum transfer balance required. Promotional interest rate period begins from date of transfer initiation for a period of 12 months. After that, the variable APR for the remaining balance of qualified transfers will be 11.74% to 15.00%, based on your creditworthiness. Variable APR based on the Prime Rate as of September 22, 2022, plus 5.50%. If you fail to make the required payments any time during the promotional period and your account becomes delinquent by 60 days or more, you shall be disqualified from the remainder of the promotional period and your APR will revert to the regular variable periodic rate at the date of delinquency. Balance transfers from existing HRCU loans are not eligible.

Online & Mobile Banking

Access your funds or make your Visa® payment with our safe and secure remote banking services anywhere, anytime.