*APR = Annual Percentage Rate. Excludes all business VISA cards. Eligibility and non-promotional rates determined by credit qualifications. No minimum transfer balance required. Promotional interest rate period begins from date of transfer initiation for a period of 12 months. After that, the variable APR for the remaining balance of qualified transfers will be 13.49% to 15.00%, based on your creditworthiness. Variable APR based on the Prime Rate as of March 23, 2023 plus 5.49%. If you fail to make the required payments any time during the promotional period and your account becomes delinquent by 60 days or more, you shall be disqualified from the remainder of the promotional period and your APR will revert to the regular variable periodic rate at the date of delinquency. Balance transfers from existing HRCU loans are not eligible. Promotion is subject to change at anytime.
Card Options
Whether you're looking to have increased spending power or a dependable financial lifeline for surprise expenses, we have options for you to choose from:
Visa® Platinum
Visa® Platinum Rewards with UChoose Rewards®
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- Low rates
- No annual fee
- Low monthly payments
- Security & fraud protection with Better Card Controls
- Compatible with Apple Pay®, Samsung Pay® and Google Pay™
VISA Credit Card Agreement VISA Application and Disclosure uChoose Rewards FAQ
*APR = Annual Percentage Rate. Excludes all business VISA cards. Eligibility and non-promotional rates determined by credit qualifications. No minimum transfer balance required. Promotional interest rate period begins from date of transfer initiation for a period of 12 months. After that, the variable APR for the remaining balance of qualified transfers will be 13.49% to 15.00%, based on your creditworthiness. Variable APR based on the Prime Rate as of March 23, 2023 plus 5.49%. If you fail to make the required payments any time during the promotional period and your account becomes delinquent by 60 days or more, you shall be disqualified from the remainder of the promotional period and your APR will revert to the regular variable periodic rate at the date of delinquency. Balance transfers from existing HRCU loans are not eligible.
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