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Starting Your Child's Financial Journey is Easy

We provide a secure, rewarding platform for kids to watch their savings grow, learn responsibility, and build a financial foundation for the future.

  • Simple and Accessible: Open an account with just $5.00.
  • Interest and Growth: Earn monthly dividends and watch the account grow.
  • Safe and Secure: Monitor your child's account with our online banking platform.
  • Rewarding Good Habits: When your child makes a deposit in-branch, they'll walk away with a prize and better saving habits.

Bring your child with their Social Security number to open a Kids Savings account at your local branch today.

     Get Started


Boost Your Child's Savings With a CD

The i$ave CD offers a secure way to save for your child while teaching them about long-term financial planning.

  • Funds are held for a 1-year term. 
  • i$ave CD earns a higher rate of return than our regular share account CDs. 
  • Your child can start growing their savings with only a $100 minimum ($10,000 maximum) deposit.

Bring your child to your local branch to open an i$ave CD and start saving. 

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Resources You Should Check Out

Now is the perfect time for you to teach your kids about saving and planning, setting them up for financial success. Explore these resources to get started:





Treasury Direct Kids: Games, Quizzes, & Fun Learning

Money as You Grow: Resources for Parents

Money Smart News for Kids

If you ever need assistance, the HRCU team is here to help! You can reach out to us to learn more on how to guide your child to a great financial future. 

Start Your Child's Financial Journey

Open an account for your young one, aged 12 or under, and start building the foundation of their financial future! 

Come on by your local branch location to open an account (and grab some cool HRCU goodies!).