✦ This feature uses Artificial Intelligence to generate its response. AI can make mistakes.
Secured Personal Loans
Put your savings to work without spending a dime.
Need to borrow but don’t want to dip into your hard-earned savings? A secured personal loan lets you use your savings or CD as collateral to get a lower loan rate in return.
Share Secured Personal Loan
Effective Date: 8/11/2026
| Type | APR* | Monthly Payment/$1,000 |
|---|---|---|
| Share Secured Loan | Current Share Rate + 4.00% | $18.44 |
| Share Certificate Secured Loan | Current Share Certificate Rate + 4.00% | $19.82 |
*Rate shown is Annual Percentage Rate (APR) and subject to change without notice. Other terms may apply. For more information contact us at 877-895-6840. Rates and conditions are subject to change without notice.
The results provided by this loan estimate calculator are for informational and illustrative purposes only and are intended solely to assist you in planning and evaluating potential loan scenarios. All estimates are based on information you provide and assumptions that may not reflect your actual loan terms. Use of this calculator does not guarantee a loan approval, interest rates, payment amounts, or eligibility. Actual loan terms, including annual percentage rate (APR), monthly payment, fees, and other costs are subject to credit approval, and may vary based on factors such as your credit profile, income, and collateral. This tool does not constitute a loan offer or a commitment to lend.
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