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Card Options

Whether you're looking to have increased spending power or a dependable financial lifeline for surprise expenses, we have options for you to choose from:

Already applied for your card online? Click here to check the status now!

For questions, call Member Support or enter the Live Chat below. 

What is uChoose Rewards? Click here for more information. 

Why get an HRCU Visa Card?
  • Low Interest Rates: Our Visa® Credit Card offers competitive low interest rates so you can enjoy the flexibility of making purchases without the hefty interest fees. 
  • No Annual Fee: Why pay extra when you don't have to? Keep more money in your pocket and enjoy our Visa® Credit Card without added costs. 
  • Online Account Management: Manage your finances with our user-friendly online banking portal and mobile app to access your account anytime, anywhere. 
  • Fraud Protection: Rest easy knowing that your transactions are safeguarded with advanced security measures  with Better Card Controls.
  • Mobile Wallet Ready: Add your Visa® Credit Card to your mobile wallet for fast and convenient purchases. Compatible with Apple Pay®, Samsung Pay® and Google Pay.

Credit Cards

Credit Cards

TypeAnnual Percentage Rate (APR) As Low AsMonthly Payment/$1,000
VISA® Platinum13.99%$25.00Apply Now

VISA® Platinum Rewards
(Rewards Program Applies)*

14.99%$25.00Apply Now

VISA Credit Card Agreement             VISA Application and Disclosure           uChoose Rewards FAQ


*APR = Annual Percentage Rate. Excludes all business VISA cards. Eligibility and non-promotional rates determined by credit qualifications. No minimum transfer balance required. Promotional interest rate period begins from date of transfer initiation for a period of 12 months. After that, the variable APR for the remaining balance of qualified transfers will be 13.99% to 21.99%, based on your creditworthiness. Variable APR based on the Prime Rate as of July 26, 2023 plus 5.49%. If you fail to make the required payments any time during the promotional period and your account becomes delinquent by 60 days or more, you shall be disqualified from the remainder of the promotional period and your APR will revert to the regular variable periodic rate at the date of delinquency. Balance transfers from existing HRCU loans are not eligible.


Apply NowCredit Cards

Balance Transfers


If you currently have a Visa® credit card with HRCU, click here to complete the secure and easy balance transfer form. 

If you do not have a Visa® credit card with HRCU, click the Apply Now button to get started on signing up and getting the balance transfer process started. 

Have any questions? Start a Live Chat, give Member Support a call at (603)-332-6840, or click on the Live Chat box. We're here to help!


*Balance transfers from existing HRCU loans are not eligible. Fees are up to $10.00 or 5% of the balance transfer amount, whichever is greater.

Online & Mobile Banking

Access your funds or make your Visa® payment with our safe and secure remote banking services anywhere, anytime.