*Balance transfers from existing HRCU loans are not eligible. Fees are up to $10.00 or 5% of the balance transfer amount, whichever is greater.
Card Options
Whether you're looking to have increased spending power or a dependable financial lifeline for surprise expenses, we have options for you to choose from:
Visa® Platinum
Visa® Platinum Rewards with UChoose Rewards®
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- Low Interest Rates: Our Visa® Credit Card offers competitive low interest rates so you can enjoy the flexibility of making purchases without the hefty interest fees.
- No Annual Fee: Why pay extra when you don't have to? Keep more money in your pocket and enjoy our Visa® Credit Card without added costs.
- Online Account Management: Manage your finances with our user-friendly online banking portal and mobile app to access your account anytime, anywhere.
- Fraud Protection: Rest easy knowing that your transactions are safeguarded with advanced security measures with Better Card Controls.
- Mobile Wallet Ready: Add your Visa® Credit Card to your mobile wallet for fast and convenient purchases. Compatible with Apple Pay®, Samsung Pay® and Google Pay™.
VISA Credit Card Agreement VISA Application and Disclosure uChoose Rewards FAQ
*APR = Annual Percentage Rate. Excludes all business VISA cards. Eligibility and non-promotional rates determined by credit qualifications. No minimum transfer balance required. Promotional interest rate period begins from date of transfer initiation for a period of 12 months. After that, the variable APR for the remaining balance of qualified transfers will be 13.99% to 21.99%, based on your creditworthiness. Variable APR based on the Prime Rate as of July 26, 2023 plus 5.49%. If you fail to make the required payments any time during the promotional period and your account becomes delinquent by 60 days or more, you shall be disqualified from the remainder of the promotional period and your APR will revert to the regular variable periodic rate at the date of delinquency. Balance transfers from existing HRCU loans are not eligible.
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