Motorcycle Loans
We want our members to chase sunsets, not financing. That's why we offer same-day decisions on motorcycle loans.
- Dealer or private party sales
- New or used
- Same-day decisions
- Weekly or bi-weekly payments available
- Loan will be held and serviced right here at HRCU
- Extended warranties and GAP policies available for both new and used bikes
- Life/Disability payment insurance available to eligible borrowers
Motorcycle Loan Rates
Effective Date: Friday, May 27, 2022
Type | Term | APR* | Finance Up To | Min. Finance Amount | Monthly Payment/$1,000 | |
---|---|---|---|---|---|---|
2019 - 2022 | 24 - 36 Months | 3.49% | 100% LTV | $5,000 | $29.30 | Apply Now |
37 - 48 Months | 3.74% | 100% LTV | $15,000 | $22.46 | Apply Now | |
49 - 60 Months | 3.99% | 100% LTV | $20,000 | $18.41 | Apply Now | |
61 - 72 Months | 4.49% | 100% LTV | $20,000 | $15.87 | Apply Now | |
2014 - 2018 | 24 - 36 Months | 4.24% | 100% LTV | $20,000 | $29.63 | Apply Now |
37 - 48 Months | 4.24% | 100% LTV | $20,000 | $29.69 | Apply Now | |
49 - 60 Months | 4.49% | 100% LTV | $20,000 | $18.64 | Apply Now | |
61 - 72 Months | 5..24% | 100% LTV | $20,000 | $16.22 | Apply Now |
*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).
Payment Example: A $15,000 motorcycle loan with a rate of 3.99% for 60 months, monthly payment is approximately $276.18. Total finance charge is approximately $1,570.81.
HRCU does not finance model years older than 2012.