Recreational Loans

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Model Year 2011 to 2016: Add .25% to rate.

Payment Example: A $12,000 motorcycle loan with a rate of 3.99% for 61 months, monthly payment is approximately $217.67. Total finance charge is approximately $1,277.93.

HRCU does not finance model years older than 2011.

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for an active HRCU checking account with direct deposit, a .15% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (within past 24 months), and a .10% discount for member loyalty (2 year minimum).

Must be at least 15 yrs. old, Max LTV = 80%. Will not finance “part cars.” Payment Example: A $10,000 classic car loan with a rate of 7.99% for 48 months, monthly payment is approximately $244.09. Total finance charge is approximately $1,715.81.

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Model Year 2010 to 2015: Add .25% to rate.

Payment Example: A $25,000 boat loan with a rate of 3.99% for 72 months, monthly payment is approximately $391.02. Total finance charge is approximately $3,153.13.

Boats over 10 years old will be reviewed on a case-by-case basis, and may be subject to an additional .50% rate increase.

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for an active HRCU checking account with direct deposit, a .15% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (within past 24 months), and a .10% discount for member loyalty (2 year minimum). Model Year 2010 to 2015: Add .25% to rate.

Payment Example: A $5,000 Snowmobile/Jet Ski/ATV loan with a rate of 4.49% for 48 months, monthly payment is approximately $114.01. Total finance charge is approximately $472.08.

HRCU does not finance model years older than 2010.

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Add .50% to the rate for 91% - 100% LTV ratios. Model Year 2011 to 2016: Add .25% to rate.

Payment example: A $30,000 loan with a rate of 3.99% for 72 months, monthly payment is approximately $469.22. Total finance charge is approximately $3,783.75.

HRCU does not finance model years older than 2011.

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for an active HRCU checking account with direct deposit, a .15% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (within past 24 months), and a .10% discount for member loyalty (2 year minimum). Model Year 2010 to 2015: Add .25% to rate.

Payment Example: A $5,000 loan with a rate of 4.49% for 48 months, monthly payment is approximately $114.01. Total finance charge is approximately $472.08.

HRCU does not finance model years older than 2010.

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for an active HRCU checking account with direct deposit, a .15% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (within past 24 months), and a .10% discount for member loyalty (2 year minimum). Model Year 2010 to 2015: Add .25% to rate.

Payment Example: A $5,000 loan with a rate of 4.49% for 48 months, monthly payment is approximately $114.01. Total finance charge is approximately $472.08.

HRCU does not finance model years older than 2010.