We want our members to chase sunsets, not financing. That's why we offer same-day decisions on motorcycle loans.
- Dealer or private party sales
- New or used
- Same-day decisions
- Weekly or bi-weekly payments available
- Loan will be held and serviced right here at HRCU
- Extended warranties and GAP policies available for both new and used bikes
- Life/Disability payment insurance available to eligible borrowers
Motorcycle Loan Rates
Effective Date: Monday, January 18, 2021
|Min. Finance Amount||Monthly Payment/$1,000|
|24 - 36 Months||2.99%||100% LTV||$5,000||$29.08|
|37 - 48 Months||3.49%||100% LTV||$15,000||$22.56|
|49 - 60 Months||3.99%||100% LTV||$20,000||$18.42|
|61 - 72 Months||4.49%||100% LTV||$20,000||$15.88|
*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for an active HRCU checking account with direct deposit, a .15% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (within past 24 months), and a .10% discount for member loyalty (2 year minimum). Model Year 2008 to 2013: Add .25% to rate.
Payment Example: A $5,000 motorcycle loan with a rate of 2.99% for 36 months, monthly payment is approximately $145.36. Total finance charge is approximately $234.36.
HRCU does not finance model years older than 2008.