Motorcycle Loans
We want our members to chase sunsets, not financing. That's why we offer same-day decisions on motorcycle loans.
- Dealer or private party sales
- New or used
- Same-day decisions
- Weekly or bi-weekly payments available
- Loan will be held and serviced right here at HRCU
- Extended warranties and GAP policies available for both new and used bikes
- Life/Disability payment insurance available to eligible borrowers
Motorcycle Loan Rates
Effective Date: Friday, September 29, 2023
| Type | Term | APR* | Finance Up To | Min. Finance Amount | Monthly Payment/$1,000 | |
|---|---|---|---|---|---|---|
| 2020 - 2024 | 24 - 36 Months | 7.74% | 100% LTV | $5,000 | $31.22 | Apply Now |
| Fun in the Sun Rate Special** | 24 - 63 Months | 5.99% | 70% LTV | $5,000 | $18.54 | Apply Now |
| 37 - 48 Months | 7.99% | 100% LTV | $15,000 | $24.41 | Apply Now | |
| 49 - 60 Months | 8.24% | 100% LTV | $20,000 | $20.39 | Apply Now | |
| 61 - 72 Months | 8.99% | 100% LTV | $20,000 | $18.02 | Apply Now | |
| 2013 - 2019 | 24 - 36 Months | 8.49% | 100% LTV | $5,000 | $31.56 | Apply Now |
| Fun in the Sun Rate Special** | 24 - 63 Months | 6.24% | 70% LTV | $5,000 | $18.66 | Apply Now |
| 37 - 48 Months | 8.74% | 100% LTV | $15,000 | $24.76 | Apply Now | |
| 49 - 60 Months | 8.99% | 100% LTV | $20,000 | $20.75 | Apply Now | |
| 61 - 72 Months | 9.99% | 100% LTV | $20,000 | $18.52 | Apply Now |
*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).
**APR = Annual Percentage Rate. Rate displayed is the ‘as low as’ rate. Final approved APR is based on evaluation of credit worthiness, ability to repay and membership qualifications. Existing loan rate discounts are not eligible for promo rate. Promotional rate is valid for any RV, Motorcycle and Boat, model years 2013 or newer, with a maximum Loan-to-Value (LTV) of 70%, and a maximum term of 63 months. Promotional terms offered on qualifying loan applications starting June 15, 2023. Must meet all promotional requirements to be eligible for rate as low as 5.99%. HRCU reserves the right to adjust the promotional rate and terms, and/or to shut down the promotion at any time.
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