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Motorcycle Loans

We want our members to chase sunsets, not financing. That's why we offer same-day decisions on motorcycle loans.

Features
  • Dealer or private party sales
  • New or used
  • Same-day decisions
  • Weekly or bi-weekly payments available
  • Loan will be held and serviced right here at HRCU
  • Extended warranties and GAP policies available for both new and used bikes
  • Life/Disability payment insurance available to eligible borrowers
Rates

Motorcycle Loan Rates

Effective Date: Tuesday, December 6, 2022

Motorcycle Loan Rates

TypeTermAPR*Finance
Up To
Min. Finance AmountMonthly Payment/$1,000
2020 - 202324 - 36 Months5.99%100% LTV$5,000$30.42Apply Now
37 - 48 Months5.99%100% LTV$15,000$23.48Apply Now
49 - 60 Months5.99%100% LTV$20,000$19.33Apply Now
61 - 72 Months6.74%100% LTV$20,000$16.92Apply Now
2013 - 201924 - 36 Months6.49%100% LTV$5,000$30.64Apply Now
37 - 48 Months6.49%100% LTV$15,000$23.71Apply Now
49 - 60 Months6.49%100% LTV$20,000$19.59Apply Now
61 - 72 Months7.49%100% LTV$20,000$17.29Apply Now

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).

Payment Example: A $15,000 motorcycle loan with a rate of 5.99% for 60 months, monthly payment is approximately $289.92. Total finance charge is approximately $2,395.34.

HRCU does not finance model years older than 2013.

Apply NowLoan Payment CalculatorLoan Payment Calculator

Classic Car Loans

Nostalgia has a huge influence on our purchasing decisions. Luckily, we have you covered when you decide to purchase that eye-catching classic! As long as the car is over 15 years old and can be found in the NADA Classic, Collectible, Exotic and Muscle Car Appraisal Guide & Directory , you can get the green light to travel back in time.

Features
  • Dealer or private party sales
  • Weekly or bi-weekly payments available
  • Loan will be held and serviced right here at HRCU
  • Life/Disability payment insurance available for eligible borrowers
Rates

Classic Car

Effective Date: Tuesday, December 6, 2022

Classic Car

TypeTermAPR*Finance
Up To
Min. Finance AmountMonthly Payment/$1,000
Classic Car24 Months8.74%80% LTV$5,000$45.57Apply Now
36 Months8.99%80% LTV$5,000$31.80Apply Now
48 Months9.24%80% LTV$5,000$25.00Apply Now
60 Months9.24%80% LTV$10,000$20.88Apply Now

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).

• Must be at least 15 yrs. old, Max LTV = 80%. Will not finance “part cars.” Payment Example: A $10,000 classic car loan with a rate of 9.24% for 48 months, monthly payment is approximately $249.99. Total finance charge is approximately $1,999.60.

Apply NowLoan Payment CalculatorLoan Payment Calculator

Boat Loans

Those summer nights would be better spent offshore! Our members can find financing for nearly every type of watercraft available.

Rates

Boats

Effective Date: Tuesday, December 6, 2022

Boats

TypeTermAPR*Finance Up ToMinimum Finance AmountMonthly Payment/$1,000
2020 or Newer Models36-59 Months6.24%100% LTV$5,000$19.73Apply Now
60-71 Months6.99%100% LTV$10,000$17.24Apply Now
72-84 Months6.99%100% LTV$25,000$15.09Apply Now
85-120 Months6.99%100% LTV$30,000$11.61Apply Now
144-180 Months7.24%100% LTV$30,000$9.12Apply Now
2013 to 2019 Models36-59 Months6.74%100% LTV$5,000$19.96Apply Now
60-71 Months7.24%100% LTV$10,000$17.36Apply Now
72-84 Months7.24%100% LTV$25,000$15.21Apply Now
85-120 Months7.49%100% LTV$30,000$11.86Apply Now
144-180 Months8.24%100% LTV$30,000$9.70Apply Now

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).

Payment Example: A $25,000 boat loan with a rate of 6.99% for 120 months, monthly payment is approximately $290.14. Total finance charge is approximately $9,817.08.

Boats over 10 years old will be reviewed on a case-by-case basis, and may be subject to an additional .50% rate increase.

Apply NowLoan Payment CalculatorLoan Payment Calculator

Snowmobile, Jetski, ATV and Scooter Loans

No matter the season, we have the loans members need to keep their adrenaline flowing.

Maybe you prefer a brisk wind as you chase sunsets. We offer same-day decisions on scooter loans too!

 
Rates

Snowmobiles, Jetskis, ATVs and Scooters

Effective Date: Tuesday, December 6, 2022

Snowmobiles, Jetskis, ATVs and Scooters

TypeTermAPR*Finance
Up To
Min. Finance AmountMonthly Payment/$1,000
2020 and Newer24 months5.49%100% LTV$5,000$44.09Apply Now
36 Months5.49%100% LTV$5,000$30.19Apply Now
48 Months5.74%100% LTV$5,000$23.37Apply Now
60 Months5.74%100% LTV$10,000$19.21Apply Now
72 Months6.74%100% LTV$15,000$16.92Apply Now
2013 - 201924 Months6.99%100% LTV$15,000$44.77Apply Now
36 Months6.99%100% LTV$15,000$30.87Apply Now
48 Months7.24%100% LTV$5,000$24.06Apply Now
60 Months7.24%100% LTV$15,000$19.91Apply Now
72 Months7.99%100% LTV$15,000$17.53Apply Now

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).

Payment Example: A $10,000 Snowmobile/Jet Ski/ATV/Scooter loan with a rate 5.74% for 60 months, monthly payment is approximately $192.12. Total finance charge is approximately $1,527.28.

HRCU does not finance model years older than 2013.

Apply NowLoan Payment CalculatorLoan Payment Calculator

RVs- Motor Homes, Travel Trailers & 5th Wheels

For those that have graduated from tents, we have the financing you need to travel and camp in style! Loans are available for Motor Homes, Travel Trailers and 5th Wheels.

Rates

RVs: Motor Homes, Travel Trailers & 5th Wheels

Effective Date: Tuesday, December 6, 2022

RVs: Motor Homes, Travel Trailers & 5th Wheels

TypeTermAPR*Finance up toMin. Finance AmountMonthly Payment/$1,000
2020 or Newer36 Months5.74%100% LTV$15,000$30.30Apply Now
48 Months5.74%100% LTV$15,000$23.37Apply Now
60 Months5.99%100% LTV$15,000$19.33Apply Now
72 Months6.24%100% LTV$15,000$16.69Apply Now
84 Months6.49%100% LTV$20,000$14.84Apply Now
120 Months6.74%100% LTV$25,000$11.48Apply Now
144 Months6.99%100% LTV$30,000$10.28Apply Now
180 Months6.99%100% LTV$30,000$8.98Apply Now
2013 - 201936 Months6.24%100% LTV$15,000$30.53Apply Now
48 Months6.24%100% LTV$15,000$23.60Apply Now
60 Months6.24%100% LTV$15,000$19.44Apply Now
72 Months6.49%100% LTV$15,000$16.81Apply Now
84 Months6.74%100% LTV$20,000$14.97Apply Now
120 Months6.99%100% LTV$25,000$11.61Apply Now
144 Months7.74%100% LTV$30,000$10.68Apply Now
180 Months7.74%100% LTV$30,000$9.41Apply Now

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).

Payment example: A $30,000 loan with a rate of 6.74% for 120 months, monthly payment is approximately $344.32. Total finance charge is approximately $11,318.25.

HRCU does not finance model years older than 2013.

Apply NowLoan Payment CalculatorLoan Payment Calculator

Pop-up Campers & Truck Campers

Pack up your vehicle, hook up your camper and set off on an adventure to your destination of choice with the help of your friends at HRCU.

Rates

Truck Campers, Pop Ups, Non-Commercial Tractors/Mowers for Personal Use

Effective Date: Tuesday, December 6, 2022

Truck Campers, Pop Ups, Non-Commercial Tractors/Mowers for Personal Use

TypeTermAPR*Finance
Up To
Min. Finance AmountMonthly Payment/$1,000
2013 or Newer24 Months5.49%100% LTV$5,000$44.09Apply Now
36 Months5.49%100% LTV$5,000$30.19Apply Now
48 Months5.74%100% LTV$5,000$23.37Apply Now
60 Months5.74%100% LTV$10,000$19.21Apply Now
72 Months6.74%100% LTV$15,000$16.92Apply Now

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).

Payment Example: A $10,000 loan with a rate of 5.74% for 60 months, monthly payment is approximately $192.12. Total finance charge is approximately $1,527.28.

HRCU does not finance model years older than 2013.

Apply NowLoan Payment CalculatorLoan Payment Calculator

Non-Commercial Tractors/Mowers

Let our financing options help you take care of all your personal home landscaping needs.

Rates

Truck Campers, Pop Ups, Non-Commercial Tractors/Mowers for Personal Use

Effective Date: Tuesday, December 6, 2022

Truck Campers, Pop Ups, Non-Commercial Tractors/Mowers for Personal Use

TypeTermAPR*Finance
Up To
Min. Finance AmountMonthly Payment/$1,000
2013 or Newer24 Months5.49%100% LTV$5,000$44.09Apply Now
36 Months5.49%100% LTV$5,000$30.19Apply Now
48 Months5.74%100% LTV$5,000$23.37Apply Now
60 Months5.74%100% LTV$10,000$19.21Apply Now
72 Months6.74%100% LTV$15,000$16.92Apply Now

*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).

Payment Example: A $10,000 loan with a rate of 5.74% for 60 months, monthly payment is approximately $192.12. Total finance charge is approximately $1,527.28.

HRCU does not finance model years older than 2013.

Apply NowLoan Payment CalculatorLoan Payment Calculator

Skip A Payment

Give your wallet a break and skip your next HRCU loan payment! Your loan could be eligible, ask how today!