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Before Travel

  • Before traveling internationally notify your bank. Advance notification will help ensure that legitimate purchases are approved. In addition, check with your issuing bank to find out if your card is subject to any daily spending or cash withdrawal restrictions.
  • Memorize your Visa® card and Personal Identification Number (PIN). Memorizing your PIN will help you easily obtain cash from local ATMs. Your Visa® card can be used at approximately 1.7 million Visa® and PLUS and Accel ATMs worldwide. CAUTION: For security reasons, never write your PIN on your Visa® card.
  • Keep your Visa® card account number and the lost/stolen customer contact telephone number in a safe place (separate from your wallet or handbag).

PLEASE NOTE: International Debit and Credit Card Usage

For security purposes, HRCU debit and credit cards do not automatically work outside of the United States. This includes Canada and Mexico. If you are traveling outside of the United States, simply let us know and your card will be authorized to make transactions.