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How to Apply

Simply print out the Skip A Payment Application and return it to us by dropping it off at a branch , faxing it to 603-509-1275, or mailing it to P.O. Box 2078, Rochester, NH 03866. We’ll do the rest!

Guidelines

  • A processing fee of $25.00 per month skipped per loan will be charged for this program. If you do not have the necessary funds in your account, please submit a check with your Skip A Payment Application.
  • Loans must be current at the time of request and must be active for at least six (6) months with at least five (5) payments made on the loan in order to qualify for the program. All Real Estate Loans (i.e., Mortgages, Home Equity Lines of Credit Loans, Home Equity Loans, and Home Improvement Loans, etc.), Personal Lines of Credit and Visa® accounts are NOT eligible. Application and approval are required for all skipped payments. All applications are subject to HRCU’s final approval and all applicants will be contacted with a decision.
  • Offer is not valid to members who have had loan extensions within the last year. Applications should be received at least four (4) business days prior to loan due date. Interest will continue to accrue on unpaid balances through skipped payment period.
  • Members may only have five (5) skipped payments for life of loan and are only allowed a maximum of (2) skipped payments in a rolling 12 month period.