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SBA Preferred Lender

HRCU has been recognized as a Small Business Administration (SBA) Preferred Lender. HRCU offers full-service business banking with a variety of accounts and services including Free Business Checking, Business Savings, HSAs, and much more. HRCU offers competitive rates on Business Auto loans, Equipment Loans, Term Loans, Business Lines of Credit, and Real Estate Loans.

In our response efforts to the COVID-19 pandemic, HRCU’s Business Lending team has provided over 150 Paycheck Protection Program (PPP) loans and received recognition by the NH Small Business Administration as a local lender who stepped up to the challenge to help local NH small businesses in need.


Approved to offer SBA loan products under SBA's Preferred Lender programs.

Commercial Real Estate

Looking to purchase a new commercial property or refinance the one you currently own? HRCU offers the competitive financing you need to give your business a home.

HRCU offers competitive rates and terms for your commercial and business lending needs

  • Competitive Low Rates

Lines Of Credit

We offer our business members a convenient, cost-effective way to ensure immediate access to the funds needed to help operations run smoothly. Unlike a traditional loan, a Line of Credit is always available, and allows you to borrow only what you need to help control costs.

  • Cover short-term cash needs until account receivables are paid
  • Cover seasonal working capital needs.
  • 3 year & 5 year line of credit terms
  • Competitive Low Rates

Term Loans

Expanding your facilities? Purchasing new vehicles? We offer our business members quick cash on a short term basis for a variety of business' needs. We'll work alongside you to coordinate a financing option that will be beneficial for your goals and budget.

  • Up To 60 Months
  • Competitive Low Rates

Business Auto Loans

Work Trucks, Vans, Customized vehicles designed for your business in mind, HRCU has the financing to help mobilize your business and take it to the streets.

Financing For New Purchases & Refinancing Available!

  • Up to 60 months – rates “as low as” 3.49% APR*
  • Up to 72 Months – rates “as low as” 3.99% APR*

Need longer terms?
Contact a commercial lender today to review the possibilities!

*APR = Annual Percentage Rate. Loan rate, term and approval determined by credit history. Applicant must meet membership guidelines. Vehicle must be model year 2011 or newer. Standard underwriting guidelines apply. Additional rates and terms available. Contact a commercial lending representative at 603-509-1269 for more information.

$15,000 loan for 60 months at a rate of 3.49% is a monthly payment of $272.84 with total interest paid over the life of the loan $1,370.32.

HRCU does not finance model years older than 2011.