Skip to main content

Not an online banking member?
Register today!

My Account Login

Not an online banking member?
Register today!

Commercial Real Estate

Looking to purchase a new commercial property or refinance the one you currently own? HRCU offers the competitive financing you need to give your business a home.

HRCU offers competitive rates and terms for your commercial and business lending needs

  • Terms of 15, 20 or 25 years with a 5/1, 7/1, or 10/1 ARM*
  • Rates "as low as" 3.99% APR**

* ARM equals Adjustable Rate Mortgage.

** APR equals Annual Percentage Rate

Lines Of Credit

We offer our business members a convenient, cost-effective way to ensure immediate access to the funds needed to help operations run smoothly. Unlike a traditional loan, a Line of Credit is always available, and allows you to borrow only what you need to help control costs.

  • Cover short-term cash needs until account receivables are paid
  • Cover seasonal working capital needs.
  • 3 year & 5 year line of credit terms
  • Rates "as low as" 5.50% APR

*APR = Annual Percentage Rate.

Term Loans

Expanding your facilities? Purchasing new vehicles? We offer our business members quick cash on a short term basis for a variety of business' needs. We'll work alongside you to coordinate a financing option that will be beneficial for your goals and budget.

  • Up To 60 Months