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Certificates of Deposit
You can relax knowing that your funds are safe, secure and growing with an interest rate you deserve.
- Minimum deposits required range from $500.00 to $10,000.00
- Flexible terms - from six months to five years
- Subject to early withdrawal penalty
- Funds are protected by NCUA up to $250,000.00 and ESI up to $250,000.00
| Minimum Deposit | Rate | APY* | Minimum Required to Earn APY | |
|---|---|---|---|---|
| 6 Month ** | $500 | .50% | .50% | $500 |
| 12 Month ** | $500 | 1.00% | 1.00% | $500 |
| i$ave: 12 Month (Ages 18 & Under Only) | $100 ($10,000 maximum) | 1.09% | 1.10% | $100 |
| Special 15 Month ** | $500 | 2.42% | 2.45% | $500 |
| 18 Month ** | $500 | 1.29% | 1.30% | $500 |
| Special 22 Month ** | $500 | 2.28% | 2.30% | $500 |
| 24 Month ** | $500 | 1.39% | 1.40% | $500 |
| 36 Month ** | $500 | 1.64% | 1.65% | $500 |
| 48 Month ** | $500 | 1.79% | 1.80% | $500 |
| 60 Month ** | $500 | 2.33% | 2.35% | $500 |
*Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. Certificate Rates are subject to change without notice; however, the rate will remain in effect for the term of the certificate once opened. Penalties may be incurred for early withdrawals. Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. IRA deposits are fully insured up to $500,000; $250,000 by the NCUA and $250,000 by Excess Share Insurance. Withdrawals, maintenance or activity fees could reduce the earnings on the account. **IRA Certificates also available by seeing a member services representative