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CDs & IRAs

 

Save with confidence as you prepare for the future. Make your money work for you in a safe place.

Certificates of Deposit

You can relax knowing that your funds are safe, secure and growing with an interest rate you deserve.

Features
  • Minimum deposits required range from $500.00 to $10,000.00
  • Flexible terms - from six months to five years
  • Subject to early withdrawal penalty
  • Funds are protected by NCUA up to $250,000.00 and ESI up to $250,000.00
Rates

Certificates of Deposit

Certificates of Deposit

Minimum DepositDividend RateAPY*Minimum Required to Earn APY
6 Month **$5000.25%0.25%$500How To Open
12 Month **$5000.35%0.35%$500How To Open
i$ave: 12 Month (Ages 18 & Under Only)$100 ($10,000 maximum) 0.40%0.40%$100How To Open
Special 15 Month **$5000.55%0.55%$500How To Open
18 Month **$5000.45%0.45%$500How To Open
24 Month **$5000.50%0.50%$500How To Open
36 Month **$5000.60%0.60%$500How To Open
48 Month **$5001.00%1.00%$500How To Open
60 Month **$5001.24%1.25%$500How To Open

**Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. Certificate Rates are subject to change without notice; however, the rate will remain in effect for the term of the certificate once opened. Penalties may be incurred for early withdrawals. Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. IRA deposits are fully insured up to $500,000; $250,000 by the NCUA and $250,000 by Excess Share Insurance. Withdrawals, maintenance or activity fees could reduce the earnings on the account. **IRA Certificates also available by seeing a member services representative

How To Open

Individual Retirement Accounts

Save for the future with one of our dependable retirement accounts, and be confident knowing your money will be waiting for you when you need it.

Features
  • Choose an account that fits your financial plan
  • Educational, Traditional, SEP or Roth IRA options are available
Rates

Individual Retirement Accounts

Minimum DepositDividend RateAPY*Minimum Required to Earn APY
Individual Retirement Accounts$500.10%.10%$500How To Open
$25,000.20%.20%$25,000How To Open
$50,000.25%.25%$50,000How To Open
$100,000.30%.30%$100,000How To Open

*Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. Certificate Rates are subject to change without notice; however, the rate will remain in effect for the term of the certificate once opened. Penalties may be incurred for early withdrawals. Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. IRA deposits are fully insured up to $500,000; $250,000 by the NCUA and $250,000 by Excess Share Insurance. Withdrawals, maintenance or activity fees could reduce the earnings on the account. **IRA Certificates also available by seeing a member services representative

How To Open
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