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Certificates of Deposit
You can relax knowing that your funds are safe, secure and growing with an interest rate you deserve.
- Minimum deposits required range from $500.00 to $10,000.00
- Flexible terms - from six months to five years
- Subject to early withdrawal penalty
- Funds are protected by NCUA up to $250,000.00 and ESI up to $250,000.00
Certificates of Deposit
| Minimum Deposit | Dividend Rate | APY* | Minimum Required to Earn APY | ||
|---|---|---|---|---|---|
| 6 Month ** | $500 | 0.30% | 0.30% | $500 | How To Open |
| 12 Month ** | $500 | 0.40% | 0.40% | $500 | How To Open |
| i$ave: 12 Month (Ages 18 & Under Only) | $100 ($10,000 maximum) | 0.55% | 0.55% | $100 | How To Open |
| Special 15 Month ** | $500 | 0.55% | 0.55% | $500 | How To Open |
| 18 Month ** | $500 | 0.50% | 0.50% | $500 | How To Open |
| 24 Month ** | $500 | 0.60% | 0.60% | $500 | How To Open |
| 36 Month ** | $500 | 0.70% | 0.70% | $500 | How To Open |
| 48 Month ** | $500 | 0.80% | 0.80% | $500 | How To Open |
| 60 Month ** | $500 | 0.90% | 0.90% | $500 | How To Open |
**Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. Certificate Rates are subject to change without notice; however, the rate will remain in effect for the term of the certificate once opened. Penalties may be incurred for early withdrawals. Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. IRA deposits are fully insured up to $500,000; $250,000 by the NCUA and $250,000 by Excess Share Insurance. Withdrawals, maintenance or activity fees could reduce the earnings on the account. **IRA Certificates also available by seeing a member services representative