*uChoose Rewards is now available within the Card Management feature of your Online account.
You can relax knowing that your funds are safe, secure and growing with an interest rate you deserve.
Enjoy guaranteed returns with HRCU's special certificate (CD) rates. Perfect if you are looking to build your nest egg or get started in growing your wealth.
Start earning today by opening a CD online, visiting one of our branches, Live Chatting with our Member Services, or calling Member Support.
*Annual Percentage Yield.
They offer security, higher interest rates, and peace of mind. Your money is locked in for a fixed term, so you'll watch your savings steadily grow while enjoying competitive rates. Plus, with NCUA insurance, your investment is safeguarded. Whether you're saving for a major goal or building a financial safety net, our CDs are your key to financial success.
Start earning today by logging into your Online Account and clicking "Quick Apply," Live Chatting with our Member Services, or calling Member Support.
| Minimum Deposit | Dividend Rate | APY* | Minimum Required to Earn APY | |
|---|---|---|---|---|
| 3 Month - Special Offer | $1000 | 3.20% | 3.25% | $1000 |
| 6 Month | $500 | 1.09% | 1.10% | $500 |
| 11 Month - Special Offer | $500 | 3.93% | 4.00% | $500 |
| 12 Month | $500 | 1.24% | 1.25% | $500 |
| i$ave: 12 Month (Ages 18 & Under Only) | $100 ($10,000 maximum) | 1.34% | 1.35% | $100 |
| 18 Month | $500 | 1.49% | 1.50% | $500 |
| 24 Month | $500 | 1.74% | 1.75% | $500 |
| 36 Month | $500 | 1.98% | 2.00% | $500 |
| 48 Month | $500 | 2.47% | 2.50% | $500 |
| 60 Month | $500 | 2.72% | 2.75% | $500 |
*Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. Certificate Rates are subject to change without notice; however, the rate will remain in effect for the term of the certificate once opened. Penalties may be incurred for early withdrawals. Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. IRA deposits are fully insured up to $500,000; $250,000 by the NCUA and $250,000 by Excess Share Insurance. Withdrawals, maintenance or activity fees could reduce the earnings on the account.
**IRA Certificates also available by seeing a member services representative
Save for the future with one of our dependable retirement accounts, and be confident knowing your money will be waiting for you when you need it.
Start earning today by logging into your Online Account and clicking "Quick Apply," Live Chatting with our Member Services, or calling Member Support.
| Minimum Deposit | Dividend Rate | APY* | Minimum Required to Earn APY | ||
|---|---|---|---|---|---|
| Individual Retirement Accounts | $500 | .15% | .15% | $500 | How To Open |
| $25,000 | .25% | .25% | $25,000 | How To Open | |
| $50,000 | .30% | .30% | $50,000 | How To Open | |
| $100,000 | .35% | .35% | $100,000 | How To Open |
*Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. Certificate Rates are subject to change without notice; however, the rate will remain in effect for the term of the certificate once opened. Penalties may be incurred for early withdrawals. Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. IRA deposits are fully insured up to $500,000; $250,000 by the NCUA and $250,000 by Excess Share Insurance. Withdrawals, maintenance or activity fees could reduce the earnings on the account. **IRA Certificates also available by seeing a member services representative
Access your funds or make your Visa® payment with our safe and secure remote banking services anywhere, anytime.
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