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ACH Origination


Let us help you coordinate a payment process that will maximize your business' time. Our ACH origination service can help you streamline payday procedures through the implementation of an electronic payroll service that will allow you to offer direct deposit to any financial institution. This service can also be used to transfer recurring payments or donations from your patrons to your business.

Merchant Card Processing

We've partnered with Transaction Resources, Inc. (TRI) to offer our business members a wide variety of payment processing options at competitive rates. Start accepting credit cards, gift cards or loyalty cards at your business, and funds will be directly deposited into your HRCU Business Checking Account.

  • Terminals & software
  • POS interfaces
  • Internet processing
  • TRI direct customer support
  • On-site installation, setup and training
  • Seamless integration with your HRCU business accounts
  • Free analysis of your current merchant services to determine how much you can save on the cost of accepting credit and debit cards
e-Port Mobile Card Terminal

It’s easy to turn your iPhone or iPad into a mobile credit card processing machine! Our e-Port mobile card terminal attaches to your Apple, Android or Blackberry smartphone or tablet, and with its app, securely accepts credit and debit card payments when you are on the go.

e-Port is just one part of our turn-key mobile solution. Go compare us with square – you will find:

  • Our pricing is simplified
  • Our processing is fast and automatic
  • We are much more secure, with 3 levels of data security plus end-to-end encryption to protect both your business and your customers’ information
  • We offer daily tracking of transactions by device, so you can put multiple “terminals” in the field with your entire sales & service force
Specialty Card Options

We can set you up with a separate terminal specifically for specialty cards, like gift cards, loyalty cards, discount cards and even pre-paid usage cards,or a combination unit that can process these cards as well as credit and debit cards. Plus, swipeable specialty cards will even work with our e-Port mobile card terminals.

  • Gift cards – that can even be reloaded
  • Loyalty Cards – including regular loyalty cards, reward cards, points cards, advantage cards and club cards so you can reward your loyal customers in a way that fits with your particular business model
  • Discount Cards – ideal for both customer and employee discount programs
  • Prepaid Usage Cards – the ideal way to offer promotions with restrictions that require tracking, without involving manual recordkeeping or POS software changes
Free Current Cost Analysis

Want to know how much it is really costing your business to accept credit and debit card payments without hours of legwork and accounting? Take advantage of a free, complete analysis and cost comparison for your business' current merchant processing system!

To request your analysis, complete the form and put "Free analysis, please!" in the comments box.

Online & Mobile Banking

Access your funds or make your Visa® payment with our safe and secure remote banking services anywhere, anytime.