Calculators
As you make plans to pursue your goals, these calculators can help you get your finances in order.
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*uChoose Rewards is now available within the Card Management feature of your Online account.
*uChoose Rewards is now available within the Card Management feature of your Online account.
HRCU offers Personal Loans with competitive rates, or try a Personal Line of Credit and only borrow what you need when you need it!
Effective Date: Friday, July 18, 2025
| Type | APR* | Monthly Payment/$1,000 | |
|---|---|---|---|
Unsecured Personal Loan | 10.99% | $21.74 | Apply Now |
| Share Secured Loan | Current Share Rate + 4.00% | $18.44 | Apply Now |
| Share Certificate Secured Loan | Current Share Certificate Rate + 4.00% | $19.82 | Apply Now |
*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (with past 12 months).
Payment Example: A $5,000 personal loan with a rate of 9.24% for 48 months has a monthly payment of approximately $125.00 Total finance charge is approximately $999.80 Other terms & rates available.
For more information contact us at (877) 895-6840. Rates and conditions are subject to change without notice. Special terms and conditions apply. Maximum personal loan amount is $25,000
As you make plans to pursue your goals, these calculators can help you get your finances in order.
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