Auto Finance at HRCU
Get your auto loan by applying directly with HRCU. Use our easy and simple online application by clicking the "Apply Now" button to get started.
- Lower your rate & save money
- Use equity in vehicle for cash out
- Quick decisions
- Weekly or bi-weekly payments are also available
- Loan will be held and serviced right here at HRCU
- Extended warranties and GAP policies available for both new and used autos
- Life/Disability payment insurance available to eligible borrowers
| Type | Term | APR* | Finance Up To | Min. Finance Amount | Monthly Payment/$1,000 | |
|---|---|---|---|---|---|---|
| 2020 - 2023 | 0 - 48 Months | 5.74% | 115% LTV | $5,000 | $23.37 | Apply Now |
| 49 - 63 Months | 5.99% | 115% LTV | $15,000 | $18.54 | Apply Now | |
| 64 - 75 Months | 6.49% | 115% LTV | $20,000 | $16.26 | Apply Now | |
| 76 - 84 Months | 7.49% | 115% LTV | $20,000 | $15.33 | Apply Now | |
| 2015 - 2019 | 0 - 48 Months | 5.99% | 115% LTV | $5,000 | $23.48 | Apply Now |
| 49 - 63 Months | 6.49% | 115% LTV | $15,000 | $18.77 | Apply Now | |
| 64 - 75 Months | 6.99% | 115% LTV | $20,000 | $16.50 | Apply Now | |
| 76 - 84 Months | 7.99% | 115% LTV | $20,000 | $15.58 | Apply Now | |
| 2013 - 2014 | 24 - 63 Months | 8.49% | 100% LTV | $5,000 | $19.73 | Apply Now |
*APR = Annual Percentage Rate. Loan rate, term and approval determined by credit history. Applicant must meet membership guidelines. Vehicle must be model year 2013 or newer. Standard underwriting guidelines apply. Rates listed are with .25% discount for existing/refinanced loan, active VISA, or mortgage/home equity product (within past 12 months) or the purchase of an electric or hybrid vehicle (.25% discount cannot be combined). Additional rates and terms available. Contact a member service representative at 877-895-6840 for more information.
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