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Shopping for Your Car

Let us help you find your next new or used vehicle!

Click "Find My Car Now" to access CUDL AutoSMART and see offers from local dealerships!

If you are ready to apply for your auto loan already, click "Apply Now" and let's get started!

Features
  • Finance your new or used vehicle from a dealer or private party sales
  • Same-day decisions
  • Weekly or bi-weekly payments available
  • Loan will be held and serviced right here at HRCU
  • Extended warranties and GAP policies available
  • Life/Disability payment insurance available to eligible borrowers
Rates

Auto Purchase Rates

Auto Purchase Rates

TypeTermAPR*Finance Up ToMin. Finance AmountMonthly Payment/$1,000
2018 - 202124 - 63 Months2.49%125% LTV$5,000$16.95Apply Now
64 - 75 Months2.99%125% LTV$15,000$14.64Apply Now
76 - 84 Months4.15%125% LTV$20,000$13.74Apply Now
2013 - 201724 - 63 Months2.74%125% LTV$5,000$17.06Apply Now
64 - 75 Months3.49%125% LTV$15,000$14.86Apply Now
76 - 84 Months4.64%125% LTV$20,000$13.97Apply Now
2011 - 201224 - 63 Months5.74%125% LTV$5,000$18.42Apply Now

*APR = Annual Percentage Rate. Loan rate, term and approval determined by credit history. Applicant must meet membership guidelines. Vehicle must be model year 2011 or newer. Existing HRCU loans not eligible. Standard underwriting guidelines apply. Additional rates and terms available. Contact a member service representative at 877-895-6840 for more information.

Payment Example: A $15,000 loan with a rate of 2.49% for 63 months, monthly payment is $254.23, total finance charges are $1,016.20.

HRCU does not finance model years older than 2011.

Auto Refinance Rates

TypeTermAPR*Finance Up ToMin. Finance AmountMonthly Payment/$1,000
2018 - 202124 - 63 Months2.49%125% LTV$5,000$16.95Apply Now
64 - 75 Months2.99%125% LTV$15,000$14.64Apply Now
76 - 84 Months4.15%125% LTV$20,000$13.74Apply Now
2013 - 201724 - 63 Months2.74%125% LTV$5,000$17.06Apply Now
64 - 75 Months3.49%125% LTV$15,000$14.86Apply Now
76 - 84 Months4.64%125% LTV$20,000$13.97Apply Now
2011 - 201224 - 63 Months5.74%125% LTV$5,000$18.42Apply Now

Save For Your Car

Open a "Create-A-Club" Account today to start saving for your next vehicle!

Features
  • No monthly maintenance charge
  • Interest paid at the end of each month
  • Give your account a custom name
Rates

Club Accounts

Minimum DepositDividend RateAPY*Minimum Required to Earn APY
Create-A-Club$0.05%.05%$5

*Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. All rates are variable and subject to change without notice. Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. Maintenance or activity fees could reduce the earnings on the account.

Refinance Your Auto Loan

"I was able to save $200 a month by refinancing my vehicle through Holy Rosary Credit Union. Being a single mother of two daughters that extra money a month has been life changing for us. The process was so simple and fast. I am forever grateful for the Holy Rosary team." -Nicole, HRCU Member

 

Features & Benefits
  • Lower your rate & save money
  • Use equity in vehicle for cash out
  • Quick decisions
  • Weekly or bi-weekly payments are also available
  • Loan will be held and serviced right here at HRCU
  • Extended warranties and GAP policies available for both new and used autos
  • Life/Disability payment insurance available to eligible borrowers
Rates

Auto Purchase Rates

Auto Refinance Rates

Auto Refinance Rates

TypeTermAPR*Finance Up ToMin. Finance AmountMonthly Payment/$1,000
2018 - 202124 - 63 Months2.49%125% LTV$5,000$16.95Apply Now
64 - 75 Months2.99%125% LTV$15,000$14.64Apply Now
76 - 84 Months4.15%125% LTV$20,000$13.74Apply Now
2013 - 201724 - 63 Months2.74%125% LTV$5,000$17.06Apply Now
64 - 75 Months3.49%125% LTV$15,000$14.86Apply Now
76 - 84 Months4.64%125% LTV$20,000$13.97Apply Now
2011 - 201224 - 63 Months5.74%125% LTV$5,000$18.42Apply Now

*APR = Annual Percentage Rate. Loan rate, term and approval determined by credit history. Applicant must meet membership guidelines. Vehicle must be model year 2011 or newer. Existing HRCU loans not eligible. Standard underwriting guidelines apply. Additional rates and terms available. Contact a member service representative at 877-895-6840 for more information. 

Payment Example: A $15,000 loan with a rate of 2.49% for 63 months, monthly payment is $254.23, total finance charges are $1,016.20.

HRCU does not finance model years older than 2011.

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Access your funds or make your Visa® payment with our safe and secure remote banking services anywhere, anytime.