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Hero Checking

HRCU values first responders, the military and veterans, that's why we have designed an account tailored to the needs of our Hero Members.

Open an Account

  • No monthly maintenance charge
  • No minimum balance required
  • No maximum on the number of transactions
  • Free VISA® Debit Card with access to 30,000+ surcharge-free ATMs in the Credit Union Co-Op Network
  • Free Online Banking
  • Free Bill Pay
  • Overdraft Protection
  • Courtesy Pay
  • Free (40) HRCU standard checks and specialized checkbook cover
  • One courtesy fee rebate per statement cycle with a $50 direct deposit
  • $500 discount on first mortgage closing costs
  • A donation will be made on the members behalf to an organization assisting first responders, military families and veterans
  • Looking to order new checks? Visit this page!

HRCU Government Home Loans

HRCU has partnered with top government program lenders so we can provide buyers access to VA, FHA and USDA Rural Development home loans, which can open additional doors that traditional loans cannot. 

Government loans are not just for first-time home buyers; members can gain additional opportunities for potential purchase and refinance options only government loans can offer.

For questions, please contact our team at .



VA Home Loans

  • 0% down payment purchase
  • Can be utilized by active duty, retired, and National Guard members based on VA qualification standards
  • There are additional refinance opportunities available for those members who are currently in a VA loan

FHA Home Loans

  • 3.5% down payment requirement
  • Credit Score requirements as low as 620
  • There are no monthly income maximums for borrowers

USDA Rural Development

  • Cash assistance programs available
  • Borrowers must be first-time home buyers
  • Total household income must not exceed $151,200

Online & Mobile Banking

Access your funds or make your Visa® payment with our safe and secure remote banking services anywhere, anytime.

Become a Member

If you live, work, go to school in the State of New Hampshire or York County, Maine or have an immediate family member that is a current member, you are eligible to join HRCU.

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