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Control Your Cash with a Teen Savings Account

Get a taste of real financial independence when you open a Teen Savings account with as little as $5.00.

What can I gain from an account?

  • Earn Interest: Watch your savings grow the smart way, by earning interest over time. 
  • Learn As You Go: Discover the ins and outs of banking with an account designed for you to manage money, save for the future, and spend wisely. 
  • Safety Net Included: Enjoy the perks of independence while knowing your money's protected.

Here's what you'll need to get started:

  • Social Security Number
  • Student ID
  • Phone Number
  • Email

Let's make it official.

A quick trip to one of our branches with a parent or guardian is all it takes. Your future self will thank you!

     Get Started



Level Up with a Teen Checking Account

Take the next step towards owning your financial future. 

Complete your financial picture:

  • No Monthly Fees: Keep more of your money where it belongs - with you. 
  • Manage Your Money: Shop online, save for something big, or just keep your funds safe and sound. It's all on your terms. 
  • Mobile Wallet Ready: Add your FREE debit card to your phone for Apple Pay®, Google Pay or Samsung Pay® for contactless and easy purchases.
  • Bank On-The-Go: You can manage your account anywhere, anytime with the HRCU mobile app. 

Visit us at a branch location with your parent or guardian today!

     Visit Us



Stay Smart. Invest In a CD.

Grow your money with an i$ave Certificate of Deposit (CD). With this safe investment option, you'll supercharge your savings with a higher rate of return and set yourself up for success with long-term financial planning. 

How do CDs work? 

When you open a CD account, you put away a fixed amount of money for a set period. Your money earns interest during this time as a reward for keeping it in the account. You can start with just $100 and hold up to $10,000 for one year.

Bring your parent or guardian to one of our branch locations and start growing your savings with an i$ave CD!

     Get Started

Still not sure what a CD is? Read our latest blog post



Resources You Should Check Out

It's good to check your knowledge every once in a while. You might just learn something important! 


Money Smart for Young Adults

Financial Guides You Can Use

What Are You Saving For?

HRCU Annual Scholarship

Heading off to college or trade school? HRCU offers scholarships to full and part-time students.