Purchasing Your Home
Are you ready to apply and get started? If so, please click "Apply Now".
If not, please take advantage of the other resources here to find your next home or calculate your potential payments. As always, please reach out if we can help you in any way!
|Type||Interest Rate||Points||APR*||Monthly Payment/$1,000|
|Conventional 30 Year Fixed 1||3.250%||0.00||3.565%||$4.35|
|Conventional 20 Year Fixed 2||3.125%||0.00||3.438%||$5.61|
|Conventional 15 Year Fixed 3||2.875%||0.00||3.183%||$6.85|
|Conventional 10 Year Fixed 4||2.875%||0.00||3.183%||$9.60|
Looking for Adjustable Rate Mortgage rates? Click Here
All rates are for Owner-Occupied 1-4 units only. Estimated payments above do not include amounts for taxes and insurance payments. Your payments may be greater. APR equals Annual Percentage Rate and assumes a purchase price of $200,000 with a 20% down payment and zero (0) points. Your rate and APR may be higher, all loans priced individually. Rates are subject to change at any time. 95% LTV available to those who qualify. For 95% LTV or non-conforming rates, contact the Mortgage Department.
Fixed Rate Mortgage loans may be subject to risk-based pricing adjustments known as Loan Level Pricing Adjustments (LLPA) based on the most recent Fannie Mae LLPA chart.
Fixed Rate Mortgage loans not sold to the secondary market (portfolio loans) may be subject to internal Loan Level Pricing Adjustments (LLPA).
LLPA adjustments consider items such as loan to value, credit score, loan purpose, term and other factors and may cause your rate to be higher.
NOTE: One point is equal to 1% of the amount financed.