Purchasing Your Home
We are here to help get you into your dream house or vacation home!
Are you ready to apply and get started? If so, please click "Apply Now".
If not, please take advantage of the other resources here to find your next home or calculate your potential payments. As always, please reach out if we can help you in any way!
- Fixed rate and adjustable rate mortgages available
- Financing available for vacation homes.
- 10, 15, 20, 30 year terms available
Mortgage Rates
Type | Interest Rate | Points | APR* | Monthly Payment/$1,000 | |
---|---|---|---|---|---|
30 Year Fixed | 6.625% | 0.00 | 6.702% | $6.40 | Apply Now |
20 Year Fixed | 6.375% | 0.00 | 6.476% | $7.38 | Apply Now |
15 Year Fixed | 6.000% | 0.00 | 6.125% | $8.44 | Apply Now |
10 Year Fixed | 5.875% | 0.00 | 6.051% | $11.04 | Apply Now |
*Annual Percentage Rate (APR) shown is the lowest rate offered.
Rates shown above are for Owner Occupied 1-4 units only. Your actual rate will depend on various factors, including, loan product, loan amount, credit score, property value, and other factors. Rates are subject to change without notice.
Estimated payments above do not include amounts to be held in escrow for real estate taxes and insurance premiums, including mortgage insurance (if applicable). Your actual payment obligation may be greater. Escrow for real estate taxes may be required. Property insurance is required, and flood insurance may be required.
Rates shown are quoted on loans with a loan amount of $200,000, with 40% down, and a minimum credit score of 740. Your rate and APR may be higher. Rates may be subject to risk-based adjustments called ‘Loan Level Pricing Adjustments’ (LLPA) as defined by the most recent Fannie Mae or Internal LLPA matrix.