Savings & Shares
Take another step closer to your financial goals the moment your membership begins. This interest-earning primary share (savings account) provides a great way to save while giving you access to the benefits of being a part of the HRCU family.
- Begin your HRCU membership by opening and maintaining this account
- $5.00 minimum balance required
- No monthly maintenance charge
- Maximum of six electronic withdrawals per month
- Interest is paid at the end of each month
- Access your funds through Co-Op Network ATMs, our 24-hour ATMs, as well as Online Banking and Mobile Banking
|Minimum Deposit||Dividend Rate||APY*||Minimum Required to Earn APY|
|Savings & Shares||$5||.05%||.05%||$5||Become A Member|
|Elements of Savings||$5||1.98%||2.00%||$5||Learn More|
|M3 Money Club||$5||1.98%||2.00%||$5||Learn More|
*Annual Percentage Yield. All Dividends are based on the Average Daily Balance and are paid monthly. All rates are variable and subject to change without notice. Penalty for early withdrawal applies to Certificates of Deposit. Deposits are fully insured up to $500,000; to at least $250,000 by the NCUA and $250,000 by Excess Share Insurance. IRA deposits are fully insured up to $500,000; $250,000 by the NCUA and $250,000 by Excess Share Insurance.Maintenance or activity fees could reduce the earnings on the account.