Personal Loans

Is a Share Secured Loan Right For You?

Share or CD Secured Loans are perfect for when you want to:

• Establish or build credit
• Repair your credit history
• Borrow money at a low rate, instead of draining your savings

With a Share Secured Loan, funds in your Savings (share) or Certificate of Deposit (CD) account are used as collateral to secure the loan. During the terms of the loan, the shares are then held and become available again once the loan is paid off. 

So, if you're having trouble getting a low-rate personal loan, talk to us about a Share Secured Loan today! 

Let's be honest, life happens. 

Whether it's braces for your kids, a broken hot water heater, or even a long overdue vacation, HRCU can help with an Unsecured Personal Loan. 

With an Unsecured Personal Loan, there is no collateral required! Instead, the borrowing amount is based on your current financial picture.

This can be a great cash resource for bill consolidation, emergency home repairs, medical costs, or any other unexpected expense life serves up. 

The credit builder program is a no co-signer program designed for individuals who are looking for ways to help re-build credit.

Credit Insurance may make your loan payments when you can’t

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected disability and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.

Click here to find out more!