Personal Loans

Is a Share Secured Loan Right For You?

Share or CD Secured Loans are perfect for when you want to:

• Establish or build credit
• Repair your credit history
• Borrow money at a low rate, instead of draining your savings

With a Share Secured Loan, funds in your Savings (share) or Certificate of Deposit (CD) account are used as collateral to secure the loan. During the terms of the loan, the shares are then held and become available again once the loan is paid off. 

So, if you're having trouble getting a low-rate personal loan, talk to us about a Share Secured Loan today! 

Let's be honest, life happens. 

Whether it's braces for your kids, a broken hot water heater, or even a long overdue vacation, HRCU can help with an Unsecured Personal Loan. 

With an Unsecured Personal Loan, there is no collateral required! Instead, the borrowing amount is based on your current financial picture.

This can be a great cash resource for bill consolidation, emergency home repairs, medical costs, or any other unexpected expense life serves up. 

The credit builder program is a no co-signer program designed for individuals who are looking for ways to help re-build credit.

Protect the things that matter most. 

If your life takes an unexpected turn, your family's finances can be strained. But with Debt Protection with Life Plus, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It's just one more way you can look out for the people you love.

Things to know about Debt Protection with Life Plus:

• It's easy - Simply to apply for. 
• It's budget-friendly - Comfortably fits into your monthly payment. 
• It puts you at ease - Rest easy, knowing you may be taken care of in so many problem situations. 

Take an important step toward financial security.

Apply during the loan application process or after your loan closing!

Ask us about Debt Protection with Life Plus today.